Charleston Area Real Estate
Explore exclusive listing, expert guidance and seamless property experiences from the Ashley Graham Team.
Welcome
It’s time to expect more from your agent
Ashley Graham grew up here in the Southeast and has spent the last decade guiding Charleston-Area buyers and sellers through every twist and turn of the real-estate journey—from first look to final signature. Her background as an attorney, her vast professional and personal networks, and her expertise in local real estate markets means details never slip through the cracks, and you’ll always know the “why” behind each move. Whether you’re chasing a beach house, looking for a better quality of life, downsizing or upsizing, Ashley has the insight, steady communication, and no-nonsense negotiation style that turns uncertainty into calm confidence.
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Featured Charleston SC Planned Community
Sellers
Sell with Confidence
Ready to make your next move? Whether you’re upsizing, downsizing, or relocating, I’ll guide you through every step of the selling process to get the best price—fast. Let’s turn your property into a powerful asset.
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Buyers
Find Your Perfect Home
From first-time buyers to seasoned investors, I’m here to help you find the right property at the right price. With expert guidance and local insight, we’ll make your home-buying journey smooth and successful.
Learn More →Get Your Home’s Value
Thinking of Selling? Find Out What Your Home Is Really Worth
Discover its true market value with expert insight and zero pressure.
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Our experts answer your questions about buying a home
How much do I need for a deposit to buy a house?
Many banks still prefer first-time buyers to have a 10% minimum deposit in 2025. However, there are ways to buy with a smaller deposit.
You can get a mortgage with a 5% using the Mortgage Guarantee Scheme (which runs until June 2025). Or you can consider buying a Shared Ownership home – you’ll only own part of the property so you can buy with a smaller deposit and mortgage.
How long does it take to buy a house?
The timeline to buying a home can vary. Aside from the time it takes to find a home you love, it normally takes 6 to 12 weeks to buy it. In some cases, it can take up to six months.
The conveyancing part alone can take up to three months. But there are things you can do to speed up the process.
What is the process for buying a house?
Start by working out what you can afford with our mortgage calculator. Consider how much stamp duty you’ll pay and if you can improve your credit score before you pre-apply for a mortgage.
Then for the exciting bit: start house-hunting. Use our handy search tools to narrow down your search, whether you’re looking for a cottage, period property or fixer upper. Don’t forget to take our viewing checklist along to keep sight of the important things.
When you find a place you love, hire a conveyancer to help you make an offer and sort the paperwork. There might be some negotiations before you exchange and complete.
What credit score is needed to buy a house?
A healthy credit score can get you a better mortgage deal, as it shows lenders you’re reliable at repaying money.
The three credit scoring agencies in the US have different point systems – but the higher the number, the better.
You can improve your credit score by paying off debts, getting on the electoral roll and making consistent credit payments.